Some Tips for Detecting Fraudulent Checks

• Check the finish on the black magnetic computer numbers on the bottom.   The magnetic ink is very dull and never shiny.

• Look for at least one perforated edge on the check.   All checks, except some government or computer-produced checks, should have a perforated edge.

• Check for any words or numerals that appear to have been altered.   Look for different hand writing, different color ink, or any other suspicious differences.   If you find discrepancies which are of concern, you should decline the check.

• Look for changes or additions to the name of the payee.   If the color, density or writing of the name appears different, there may have been an alteration. If you are cashing a check for a customer and there are two payees listed (Example: Paul Jones or John Smith), and the second name appears different in color, density or writing, there may have been an alteration.