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The easiest way to decline a check that is questionable in your mind is to leave the customer for a moment, then come back and tell the customer in a matter-of-fact manner with a pleasant demeanor (just as you would for a declined credit card) that the check has been declined, and that you can accept payment by cash, debit card or credit card (whatever types of payment you accept). If the customer becomes upset about this, you probably have made a good decision in not accepting the check.
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